Safe Guarding Rules: GLB-Gramm Leach Bliley Non-Public Information: What is Considered NPI and How to Safeguard and Properly Discard the Documents, Dead Deal Process: Collecting and Filing of ALL Sales Department Generated Documents (ex. Privacy Notice, Text Authorization, Credit Applications, Adverse Action, Risk Based Pricing Notice), Proper Disclosure (ex. Privacy Notice), FTC Buyer’s Guide (State, and Federal, and Bilingual Guidelines), All Necessary Compliance Documents (Regulatory & In-House), Codes of Conduct (Create or Amend)
Analysis of Current Policies & Procedures, In-Depth Deal Jacket Audits(Quarterly), Spanish Contracts & Disclosures (Policy, Procedures, & Best Practices), Regulation Z and M (Proper Disclosure), Managers Training on Clear & Transparent Sales Practices, Menus, Review Current Policy (Recommend Best Practices), Provide Help to Implement Compliance Documents, Risk Based Pricing Notice – (When, Why, How), Adverse Action Letters – (When, Why, How), USA Patriot Act-OFAC (Cash Deals Not Excluded), 8300 Cash Reporting/Money Laundering
Fair Lending Policy, Anti Discriminatory Lending Practices (Company Regulations and procedures), Red Flags: Identity Theft Prevention Program (Review Current Software Process. How to Properly Clear a Red Flag “HIT”), ISP: Information Security Plan (Company Blueprint of ALL Responsible and How It’s Achieved)
